How PayLock Works
1
Buyer & Seller Agree
Discuss terms, scope, price, and timeline — privately or directly on PayLock.
2
Create Escrow Deal
Buyer creates the transaction and pays the full amount via approved method.
3
Seller Delivers
Seller completes and delivers the work/goods. Seller uploads proof (optional but recommended).
4
Buyer Reviews
Buyer has 7 days to review. Options:
- Approve → funds released to Seller (minus fee)
- Request revisions
- Open dispute if unsatisfied
5
Funds Released or Refunded
After approval or dispute resolution — funds go to the rightful party.