Secure Payments.

Zero Risk.

Hold funds safely until the job is perfectly done — perfect for freelancers, clients, and service businesses in Nigeria.

Only pay when you're 100% satisfied

Why Choose PayLock?

Built for trust — whether you're hiring a freelancer, developer, designer, artisans, or service provider.

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Funds Held Securely

Money stays locked until both parties confirm the work is complete. No more "pay and pray".

Fast Paystack Payments

Instant card & bank transfers. Nigerian Naira supported — no international fees hassle.

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Dispute Protection

Fair resolution process if something goes wrong. We help mediate when needed.

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Minimal Fee

Transparent pricing for Vendors - you keep most of what you earn. No hidden charges.

How It Works — 4 Simple Steps

1

Agree on Terms

Create a deal, set price, describe work clearly.

2

Buyer Pays

Funds go into secure escrow via Paystack — seller can't access yet.

3

Work Delivered

Seller completes job, marks as done. Buyer reviews.

4

Funds Released

Buyer approves → money goes to seller instantly (minus small fee).

Trusted by Freelancers & Businesses

"Finally no more clients disappearing after getting the work. PayTrust changed everything."


— Chinedu, Web Developer, Lagos

"I feel safe paying upfront now. The escrow system is fair and transparent."


— Aisha, Startup Founder

Ready to Work Safely?

Join thousands protecting their money and time.